The Cross 10.5 is plenty deep enough to claw off a lee shore. A keel has a advantage in that a bump in close to the breakers is less likely to cause damage, on a grounding side load boards tend to snap.
For myself both is the answer. I've put a daggerboard trunk in my Nicol for windward work and am going back to the shoal main keel with some shallow float fins like stock for shoal water use and grounding protection on all 3 hulls. The Cross style keel easily is deep enough to claw to wndward in blows. This boat passes Searunners, CCs and Cross trimarans of the same size so I'm not looking to replace it but if I wanted a fast build boat to bang around the world I'd make the 10.5 over the searunner for a bunch of reasons. If I felt the need to hotrod I'd put a centerboard trunk in the keel below the floorboards of a Cross similar to the old CCA monohulls.