Just a couple random comments. Flat bottomed sharpies were really good at high cargo ratios. Built like a Newhaven type, they could carry 8-9 times their dry launch weight in oysters and mud. Heeled to the rail, they produced almost constant righting moment (at ever decreasing heel angles) as they got heavier. But not many people need a yacht that can carry 8 times the lightship condition. And that suggests that better shapes than a dead flat bottoms can be used to advantage. For a liveaboard yacht with some cargo capabilities, The difference between light ship and fully burdened might only be a factor of 2 or so. If the bare ship comes in at 40,000 pounds, and you carry 2,000 pounds of lead as trim ballast, and 10,000 pounds of water ballast, and 3000 pounds of personal stuff, you end up around 55,000 pounds for a no cargo condition. That would let you carry about 30,000 pounds of cargo by dumping tanks and letting draft increase by 1'. Designing a boat for that range in load isn't nearly as tricky as for greater load ratios as long as it is fairly dense and can be packed efficiently. And even at 3'6" draft no cargo, 4'6" in full load, you can do better than a flat bottom. File bottom sharpies evolved for yacht duty and some very nice ones were built over the years.