Hi David,
Good sharpie plans can be had from Karl Stambough at Chesapeake marine Design, and if you want a sharpie then definitely buy Reuel Parkers "The Sharpie Book".
In response to the stuff above about rigs, I agree with Steve and GGGGuest that to get a good mast and sails you would need to spend some serious money. I think that in years gone by sailors were much more self sufficient when it came to these items. I still believe that an interested individual CAN produce these things himself, but you need to either have a working knowledge and experience of spars and sails or at least have access to some who has. I don't know what the situation is like over in the US, but here in the UK you do come across people who are very hands on about their dinghies. There are a large number of home built carbon spars in the Cherub fleet, and whilst less people are producing their own sails now than previously (which could be as much to do with the current mentality of working harder to pay someone else to do it as anything else), there is at least one boat in the fleet that was designed, built and kitted out (minus deck hardware) entirely by her owner. That boat has won a lot of races, and placed second at the Cherub Nationals a couple of years ago. Fred Imhoff also wrote (comparatively recently) that innovative sailors will make their own fittings to suit an intended purpose. Its certainly true that if you are working with Dacron cloth then a great way to learn about the subtlety of sail shape and design might be to give it a go. There is plenty of info on the web (check out
http://www.wb-sails.fi/ for example) and some good but basic sail design software can be found here
http://sailcut.sourceforge.net/ . BUT, it may take a few goes to get it right (never mind good), and that may be more expensive than shelling out for a professionally made sail in the first place. Ditto the mast.
I think that most people who get into the diy side of things (in dinghy racing, which is certainly different from dinghy cruising) will have probably started years earlier in cheap second hand boats like the majority, and gained enough insight etc from these experiences to give it a go when they decided to trade up on a budget.
I am currently looking into carbon reinforced wood spars like the DN iceboats have successfully used (but with shorter chord lengths) - see
http://www.idniyra.org/articles.htm#masts . I am trying to ascertain how such a composite might work - my gut feeling is that the carbon, being a lot stiffer than the wood, might take up load before the wood and break. But this doesnt seem to be the case, or at least if it is then nobody has reported it. I would hope the resulting spar would be competitive with aluminium on weight, but with tailored stiffness provided by the carbon tow. The Lady Anne has carbon reinforced wood spars, and seems to be getting on ok too.
One can get rid of expensive fittings by simlifying things (though not at too much expense of control). A great idea is to use lashings instead of rigging bottlescrews for example - light and neat.
I also think that plans for home building could include plans and instructions for sail construction too. Precut sail panels could be provided in much the same way as you can buy a laser cut plywood kit.
I stress that all of these ideas will NOT give you the same top level of performance as you should expect if you have spent $10,000 on a new RS700 or Musto Skiff, but for a certain type of person with a certain level of experience and ingenuity a lot can be achieved with comparatively little cash, and you should be able to get very close, with practise... Phil Stevenson (who sometimes posts here) is a bit of an icon in this respect!
Some more interesting info (and this is only a drop in the ocean of diy info) on building can be found here:
http://www.sailingsource.com/cherub/masts.htm
http://www.sailingsource.com/cherub/video/mastbuildingvideo.htm
http://www.moth.asn.au/carbon_moth.html
http://www.moth.asn.au/download/building_ply_skiff_moth.pdf
http://www.moth.asn.au/download/building_moth_hardware.pdf
http://www.moth.asn.au/download/DIY moth mast.gif
http://bateau2.com/content/view/114/28/
http://bateau2.com/content/view/115/28/
http://bateau2.com/content/view/116/28/
Incidentally, cracking looking canoe Steve (especially the rounded chine one)! I remember seeing Cogito in Yachts and Yachting when I was younger (1996?) and followed your success in the most recent Little Americas Cup. I really like the elegance of that concept...do you know if the British guys are going to have another go at taking the cup back from you?
Andy