To get quality answers to these questions I was planning to post on the aero/hydro board. I will simplify the question as much as I can because the question is difficult enough without the complications of real hardware and the opinions/bias. It's hard enough to gain understanding from these PHDs without the noise of opinions that wings are a waste on monohulls with their weight and drag.
Skyak: thanks for your observations and tips. A thread devoted to this topic on the aero/hydro board would be interesting. I look forward to it.