1)Doug, to calculate induced drag you would like to know load and span for each foil. If you cut the load in half and scale the dimensions to have the same foil loading and the same aspect ratio, you will also cut the induced drag by half. So there is no reason for the cat induced drag has to be higher. Certainly the spray drag would be though.
Peter the comparison between the boats was done at what appears to be the optimum foil loading for the boat. It just so happens that that very nearly coincides with the foil loading for Mirabaud. So in comparison between the two boats it seems clear to me that the induced drag for the cat is close to twice that for the monofoiler. As is surface piercing drag and spray drag as you suggest.
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2) I have another bright idea. Bertarelli talked about the importance - realized too late - of drag vs power. The C-class foiler used, I'm pretty sure, the standard setup for the foils that provides down force at the windward hull when needed. That allows more power from the sail, but increases drag. Also, there is at least the potential that a design to provide force in both directions is not optimized for either. The Rave, Hobie trifoiler and Longshot all used fully submerged foils that rely on the windward foil pulling down while the leeward foil lifts. All three were extremely fast in stronger winds and suffered in lighter air. Rocker experimented with neutralizing the windward wand to no appreciable benefit. No "conventional" multifoiler can take advantage of veal heel which is a major speed producing factor and helps in a number of areas not the least of which is up to 20% "free" RM.
Keep in mind that cats with three to four foils have been tried from the 70's thru the 90's including Icarus, Caliope and Rocker with relatively poor performance.
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3) How about only allowing lift from the windward foil. Then at speed the windward foil would lift out. Instead of flying a hull, you'd be flying a foil. Then, you have the same righting moment you do now, but 1/2 the foil area. The wing can be depowered to a lower drag configuration too. Less foil area, so better lift-to-drag at speed. Lower lift coefficient from the sail, so potentially better lift-to-drag there too.
This would also give you a different optimization of foil sizes. Maybe a little larger on the foil sizes, since 1/2 will be out of water at speed and the larger size will give a little lower lift-off speed.
Flying with the windward foil out of the water will probably require a little more heel. You might want to cant the t-foils out a little, so they are level with one out of the water. This would hurt you a little at lift-off, so there is an optimum someplace. Having the lifting foils producing a component to leeward and adding to the lateral lift required from the struts would hurt. It sure would hurt-just the opposite of "veal heel"! But I'm not sure I get your idea-you can't mean this, can you? You mean lift just from the leeward foil, leaving the windward foil out of the water, right? The Rocker guys tried this ,I believe, without much success. Read Killings article under the "multihulls" forum.
Peter Raymond