Hole in the hull!!! can it be fixed???

Worse case scenario - No insurance, you still are upside down on the payments, and you have a limited amount of disposable income.

If all that is true then you have to become a fast learner. It is duable. It is messy, hard, dirty work, but one thing you have going for you is that almost all the repair work is below the surface so an amateur fairing will not be that noticeable. Try to contact a pro and ask what he would charge to supervise your work, or find a yard rat that can help on the week ends. Look at it as therapy.

 

would I be right if I said: "the foam kept that boat from sinking" ?

 

another way would to tape up the damaged area with aluminum backed tape use a liberal amount of parting or in the old days simonize was used..

make a mold of the damaged area and a good amount of the undamaged area.

pour plaster in the mold and work that till you have a passable plug then make a mold from that.

 

The biggest problem I see with doing this yourself, assuming you realize that it will take months (doing it part time on weekends) to get right is identifying how extensive the damage is. While the hole and delamination is clear, there could be all sorts of things hidden just behind the visible damage. Heck from a hit this hard I would be out measuring the entire boat looking for hull deformation.

My advice is get a pro to do the work with a reputable yard standing behind them. It may cost more money, but if there is a problem later, or something isn't right you have a real business to go talk to about standing behind their work. The other issue with doing it yourself is that unless a qualified person does the work you may have a problem getting insurance or passing a survey later on down the road.