For displacement hulls, they would be subject to additional drag. The pontoon is not a displacement hull, so rule dna. Pontoons plane with sufficient power and if the hulls are not deeply immersed.
In theory, if the barge, sail, trawler had similar drag, afaik, they could theoretically all have the same length and the same hull speeds. However, it is more practical to consider like hulls vs each other.
I still think that gt23 would serve you well. It is probably a tad small for four.
Composite foam work is dreadfully slow if you want to do it well. The tangible benefit on the gt23 would be that you could build the house in foam...lighter, get some experience, some r value..