I am assuming that you are able to calculate the moment of inertia of various shapes
When you attach the upper channel to the skin/plating, (so long as the joint will be strong enough to accommodate the shear flow stresses, a reasonable assumption), to the skin, you should include some of the skin as it becomes part of the
stiffener. Ie it becomes part of the beam. ie top hat/channel with the additional lower PART of the skin which adds to the stiffener.
Just some numbers to help with the discussion
Assume that the top hat/channel is 5 cm by 5 cm and .5 cm (call it the top for now) and the skin is .5 cm thick
And say that the centerline distance between to channels is 30 cm.
So the skin creates a flange on the bottom which would increase the MOI, but (depending on whether the skin is in tension or compression) the flange, ie the part to the right or left of the channel MIGHT not be able to take the
stresses without some buckling or distortion which will reduce its strength that was the mathematically calculated. This distortion or buckling would occur near the center between two stiffeners.
In floor joist design, with a thick floor, an accepted practice is to use 1/2 the distance between joists, say up to 16 inch centers. But with the dimensions above, ie 30 cm, expecting that a 15 cm flange prox sticking out of each side of the
channel (1/2 of 30) I would not do calculations using the 1/2 the distance estimate.
Obviously as the skin thickness gets thinner, it ability to remain stable without the flange buckling is reduced and you need to reduce the width of the skin that you include in your calculations.
Perhaps Adhoc or Tansl can provide guidelines for Lloyds or others as the amount allowed should be covered in scantling requirements
I have seen where aluminum boat builders do not consider that the neutral axis needs to be established in order for wiring, fuel lines, pipeways etc can be cut near the NA instead of say 1/2 way down the channel if you want to optimize
the profile.
So to your comment "this diagram because is not clear "including effective width of plating"" The effective width of the plating that can be included in the moment of inertia/section modulus calculations can vary depending on the skin thickness as to how far that the skin outside the dimensions of the
channel/top hat sticks out.