Well, I tend to agree with Gonzo and Fpjeepy... Higher load at same power will reduce the speed. Changes in drive trim, use of trim tabs, or ballast can compensate to a great extent, depending on the hull design. When we are designing a system for a vessel, the most common problem in addition to heavier weight is the shifting of the LCG. We tend to try and design the propeller for a slip of between 6% and 11%, the higher number at full load. This is definitely where trim tabs and trimmable drives become more important. Effectively, the main advantage to a surface drive is providing the lift necessary to achieve plane. A heavier vessel becomes more difficult to get over the "hump"... However, though there will be some reduction in speed, the impact is minimized at higher speeds.
One other factor to consider... Vessel efficiency deteriorates over time, particularly regarding maintenance or lack thereof. Very seldom is a propulsion package as efficient 4 years later as it was on the day of commissioning.
I hope this helps answer your question... I won't compare to what others do, but I can tell you that on virtually every project, we are providing calculations on different sea states, and vessel loads so that customers can accurately determine the actual performance and efficiency of the drives under different conditions.