Ray,
That's a pretty common complaint I hear from many others on the water who had to contend with the endless miles of 'No tresspassing' on coastal frontages and causways. Man, it does suck, too!
I supposed I have to be a very well traveled water hobo to find all the desirable secretspots.

Hey, that was part of the fun pursuit when I was crisscrossing the country back in the day with a dog eared copy on Free Camprounds in hand.
I remember one night I spent in a public campground up in northern Minnesota when a 'derecho' like event blew in. And although I was among a mature stand of trees, those (I would estimate) 60+ MPH winds made for a nervous nights sleep. I kept having these morbid fantasies about the next days headlines reading "Camper found crushed to death under last night's storm".
More about these infrequent winds at this site:
http://www.spc.noaa.gov/misc/AbtDerechos/derechofacts.htm#risks1
That made me think more about designing into the plans for my Duo900 a capable harbor tent to hunker down in. I've been through a 'liquid white-out' along the shore of a lake once before. It was mildly scary at first and I was on land at the time on a pickup bed camper with plenty of daylight, but it was nowhere as scary as the sound of the tree limbs ripping and crashing to the ground with an ominous thump nearby in the darkness of the evening. But, people have drowned from getting entangled in tents coming loose taking them into the water, so that is of concern, too.
If I hadn't yet beat a hasty retreat to someplace on land away from flying and falling objects, I think I'd prefer a multihull (one without bow tramps to catch air) than a rolling monohull in conditions like these. The frame of the tent I picked up is a collapsing accordion steel truss, and it would be on-the-water removable, yet securely mounted into a bolted receptacle on the cabin sides, with the canvas given access to both companionway doors, in case I had to make a hasty retreat for one of the hull cabins.
I can picture a scenario where if I had to make a life or death decision to beach the craft, I would be more suited in a catamaran and beach it at ramming speed (the Duo900 has no dagger boards) and wade ashore like a scalded cat.
Worst case scenarios aside, harbor tents make alot of sense. My own personal Northwoods camping experience has spurred me to ponder this more.
Best,
Bob