Global economic situation for liveaboard cruising yachties

[masrapido]

Stupidity, ignorance and baseless arrogance are not subject to corrections. These are permanent damage in one's brain.

Beyond help. But then in the third world country, like usa, the lack of education and care for children is rampant, and well documented.

[masrapido]

It takes a retard to make the word genius sound bad...

Anything worth sacking your country for? Maybe I'll send some of the "boys" down there to take your plata, Dorado. You looked up the word "genius", as well?

[masrapido]

I am being threatened with a platoon of invincible war "heroes". Those fresh from Afghanistan, where they cannot even beat the people in womens dresses armed with sticks and 50 year old guns, probably not even working.

I'm scared shitless...They'll come in millions, the "heroes". Superman and Batman they scare me the most. Hey, is capt. america coming too?

Yes, here they come.

Woman's dresses, small penises... this is always on your mind and you have masculinity issues, no?
Dorado, give it a rest. I'm going to bed and you're not invited.

[masrapido]

What a retard...

[Bamby]

Mas look at the bottom left of the posts and Click on the word Source the links are there on each one.

Though I’ve nothing to prove it I suspect a lot of the credit crisis for small business is being caused or manipulated by big businesses that are comfy with the bankers. All business over here hates competition and will pull any purse strings possible to put their competition either under or otherwise disadvantaged. Even the big retailers use this method to put a hurting on their local smaller retailers that may carry similar products. They call it regional pricing and what it amounts to is canvassing the local competition for pricing of their goods and just marginally uncut it, but remember the retailer can and will charge significantly more for same products just a few miles away. Between the ability to get huge volume pricing on goods, the ability to undercut and disadvantage competitors until they close, or potentially influencing bankers to cut off working capital, they then set the stage for rapid inflation of goods and huge profits and gains for themselves.

The everyday once valued American worker is now just a disposable item to be used and abused and thrown away as seen fit. There seems to be no workplace cohesion anymore and everyone is out exclusively for themselves and their best interests usually at their coworker’s expense. This sets the stage for a malicious backbiting hell that a person has to endure everyday usually for pittance pay. The worst part of it is that’s it’s only going to get worse, for the management probably has at least ten applications on file for potential replacements for everyone on their payroll. These are truly scary and dark times ahead for the working class over here.

[Bamby]

On a brighter note: With employees being browbeat constantly and seeming being blamed for all the ails in the current economy I found this commentary refreshing. After all who really does provide the services we desire and need..........

How About Big Performance Bonuses for Bank Tellers?


Ever stop to think about the true heroines and heroes of our financial system? No, not the presidents and members of Congress who claim they're saving our economy. Not the CEOs of multibillion-dollar financial institutions. Not the chairman of the Federal Reserve, and not the economists who have all the (often contradictory) answers.

I'm talking about the real foundation of our economy: tellers at bank drive-through windows.


Think about this: In, oh, 35 years of using bank drive-up and walk-up windows, I've conducted hundreds of transactions. Not once has the teller made a mistake. Never. What CEO can say that about a typical day in the penthouse office? Furthermore, I've watched hundreds of other customers walk or drive away slowly, counting their money, and not once have I ever seen one of them go back to insist that they'd been shortchanged.

On the other hand, my two favorite bank tellers have become experts at detecting and correcting my stupid mistakes, such as writing the wrong account number on a blank deposit slip. They always do it with a smile.

One day last week, while waiting at the walk-up window to make a payment and cash a check, I noticed that the two tellers were very busy. There were seven cars in line and two walk-up customers waiting.

While I watched, a teller answered the telephone with one hand, punched some numbers into an adding machine with another hand, and placed some cash into a canister to be sent to a drive-through customer with the other. By the time I realized that she didn't have three hands, she was on to the next four tasks - all the while chatting pleasantly with a customer about the previous night's WVU football game.

Meanwhile, the second teller was entering some information into an electronic device, placing a receipt in a drive-through canister and opening the walk-up window drawer for me.

Both of them were smiling, even though the line of cars waiting for their attention didn't seem to be diminishing in length.


After I finished my transactions, I asked one of the tellers to tell me how many transactions she'd handled on her busiest day.


Sit down for this: "About 600," she replied. "It was the day after Thanksgiving."


Yes, six hundred. During an eight-hour day, that works out to one transaction every 48 seconds. It takes you longer than that to write and record the check you want her to cash.

Here's the thing: I have encountered these two ladies scores of times down through the years. Neither of them has ever had a bad day. They have the same smile for me that they do for the scruffy teenager who can't understand why they won't give him money from the account he has at another bank. No matter how busy they are, they're always friendly and courteous (did I mention efficient?). Had the late comedian Rodney Dangerfield ever encountered one of my two favorite tellers, he'd have been forced to abandon his trademark line: "I don't get no respect."

It doesn't matter whether presidents and Congress bail out big financial companies. It doesn't matter where the Federal Reserve pegs the interest rate. It doesn't matter whether the CEO of Big Bucks Investments drives his company into the ground while collecting $10 million in performance bonuses.

What matters is that tellers everywhere, at drive-through kiosks and inside bank buildings, get things right and do their jobs pleasantly hour after busy hour, day after grueling day. If they didn't, the Consumer Confidence Index would really take a nosedive.

Yes, tellers really are the foundation of our financial system. I know: The behind-the-scenes folks who keep our records straight are important, too - but they're allowed to scowl while they work, and no pile of paper ever honked its horn because they weren't getting to it quickly enough.

It's the ladies and gentlemen we know will cash our checks accurately, mail us receipts if we leave them in the drive-through canisters, give us lollipops even if we aren't children - and do it all with a smile - that we rely on.

With all due respect to the CEO types, sometimes I wonder whether the priorities on performance bonuses are right. Perhaps Congress can hold hearings on the issue.

Source

[Bamby]

Another example of cost cutting going on in the USA and passing the expense on to the public taxpayers. But any American business going overseas you can probably substitute your citizens for the ones below. American business truly does want something for nothing exploiting nations to achieve their goal.

--- A long read, but it tells it like it is. --


This English teacher has phrased it the best I've seen yet.

Tomatoes and Cheap Labor

CHEAP TOMATOES?
This should make everyone think, be you Democrat, Republican or Independent

From a California school teacher - - -

"As you listen to the news about the student protests over illegal immigration, there are some things that you should be aware of:

I am in charge of the English-as-a-second-language department at a large southern California high school which is designated a Title 1
school, meaning that its students average lower socioeconomic and income levels

Most of the schools you are hearing about, South Gate High, Bell Gardens , Huntington Park , etc., where these students are
protesting, are also Title 1 schools.

Title 1 schools are on the free breakfast and free lunch program. When I say free breakfast, I'm not talking a glass of milk and roll -- but a full breakfast and
cereal bar with fruits and juices that would make a Marriott proud. The waste of this food is monumental, with trays and trays of it being dumped in the trash uneaten.

I estimate that well over 50% of these students are obese or at least moderately overweight. About 75% or more DO have cell phones. The school also provides day care centers for the unwed teenage pregnant girls (some as young as 13) so they can attend class without the inconvenience of having to arrange for babysitters or having family watch their kids. I was ordered to spend $700,000 on my department or risk losing funding for the upcoming year even though there was little need for anything; my budget was already substantial. I ended up buying new computers for the computer learning center, half of which, one month later, have been carved with graffiti by the appreciative students who obviously feel humbled and grateful to have a free education in America ..

I have had to intervene several times for young and substitute teachers whose classes consist of many illegal immigrant students, here in the country less then 3 months, who raised so much hell with the female teachers, calling them "Putas" (whores) and throwing things, that the teachers were in tears.

Free medical, free education, free food, daycare etc., etc, etc. Is it any wonder they feel entitled to not only be in this country but to demand rights, privileges and entitlements?

To those who want to point out how much these illegal immigrants contribute to our society because they LIKE their gardener and housekeeper and they
like to pay less for tomatoes: spend some time in the real world of illegal immigration and see the TRUE costs.

Higher insurance, medical facilities closing, higher medical costs, more crime, lower standards of education in our schools, overcrowding, new diseases etc, etc, etc. For me, I'll pay more for tomatoes.

Americans, We need to wake up. The guest worker program will be a disaster because we won't have the guts to enforce it. Does anyone in their right mind really think they will voluntarily leave and return?

It does, however, have everything to do with culture: A third-world culture that does not value education, that accepts children getting pregnant and dropping out of school by 15 and that refuses to assimilate and an American culture that has become so weak and worried about "political correctness" that we don't have the will to do anything about it.

CHEAP LABOR? Isn't that what the whole immigration issue is about?

Business doesn't want to pay a decent wage.

Consumers don't want expensive produce.

Government will tell you Americans don't want the
jobs.

But the bottom line is cheap labor. The phrase "cheap labor" is a myth, a farce, and a lie. There is no such thing as "cheaplabor." Take, for example, an illegal alien with a wife and five children. He takes a job for $5.00 or 6.00/hour. At that wage, with six dependents, he pays no income tax, yet at the end of the year, if
he files an Income Tax Return, he gets an "earned income credit" of up to $3,200 free. He qualifies for Section 8 housing and subsidized rent. He qualifies for food
stamps. He qualifies for free (no deductible, no co-pay) health care. His children get free breakfasts and lunches at school. He requires bilingual teachers and books. He qualifies for relief from high energy bills. If they are, or become, aged, blind or disabled, they qualify for SSI. Once qualified for SSI they can qualify for Medicare . All of this is at (our) taxpayer's expense

He doesn't worry about car insurance, life insurance, or homeowners insurance.

Taxpayers provide Spanish language signs, bulletins and printed material.

He and his family receive the equivalent of $20.00 to $30.00/hour in benefits.

Working Americans are lucky to have $5.00 or $6..00/hour left after paying their bills and his.

The American taxpayers also pay for increased crime, graffiti and trash clean-up..

Cheap labor? YEAH
RIGHT! Wake up people!

THESE ARE THE QUESTIONS WE SHOULD BE ADDRESSING TO THE CONGRESSIONAL MEMBERS OF EITHER PARTY. 'AND WHEN THEY LIE TO US AND DON'T DO AS THEY SAY, WE SHOULD REPLACE THEM AT ONCE!'

THIS HAS GOT TO BE PASSED ALONG TO AS MANY AS POSSIBLE OR WE WILL ALL GO DOWN THE DRAIN BECAUSE A FEW DON'T CARE

If the illegals were made legal, would they then have to pay their own way?

Don't have a source though wish I did.

[Frosty]

But this is nothing new USA has been like this a long time.

But it is new, the level of it. Mexicans, Centrals, Argentinans and the worst, from Chile. Desperate souls, some of them really feel they are owed something! Don't see any sneaking the other way...Bamby, did you know that Mexico is getting overwhelmed by immigration from the south? Like a staging area!

I almost hate to post this. Tho it barely makes the news because it is so mundane, watch through a ten power, or more, scope on Friday. Non-believers just look the other way but I think this thing was done with mostly Chilean technology! JaJaJaJa
http://blogs.discovermagazine.com/ba...t-site-picked/

What more can be said about these pieces of crap. http://www.nypost.com/p/news/nationa...EeRQbxCC0TNZHN

Nice moves, MasDorado!!!
http://www.youtube.com/watch?v=nTegy6sBQVA